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Meet the Team

Howard A. Schachter

Financial Advisor

(860) 852-3610

(844) 427-9325, toll free fax


Howard Schachter launched his financial planning practice in 1999 and since that time has established a meaningful business serving families, business owners, and executives alike. His unique path into practice, combined with his commitment to true financial advisement allows him to deliver an experienced level of insight and objectivity to those he serves. He prides himself on the integrated approach he delivers that encompasses every aspect of his clients’ lives from college planning all the way through retirement and estate objectives. Howard specializes in working with small business owners and their families, as their unique financial challenges are ones he knows well, and has a drive to resolve. He can provide the full-range of financial advisement services available in the marketplace today including retirement, business succession, estate, investment and college planning services.

Howard also believes in the importance of continuing education and has earned numerous professional designations within the industry. He holds a Certificate in Financial Planning from Quinnipiac University and earned his Certified Financial Manager (CFM) designation while working at Merrill Lynch.  Additional designations held by Howard include: Chartered Retirement Planning Counselor (CRPC®), Accredited Asset Management Specialist (AAMS®), and is a Certified Financial Divorce Specialist (CFDS™).

Arthur J. Giulietti,


Director of Business Development & Risk Services

(860) 852-3610


Arthur Giulietti has worked in Insurance, Financial Services and Risk Management for over 40 years. He prides himself in bringing the highest degree of service to his clients by drawing on his extensive background.  In addition to owning his own Insurance and Risk Management Agency, Arthur was the Risk Manager for the Town of  Hamden for over 22 years.  While there he handled the Workers Compensation Program, the Health Benefits Program and their Casualty Insurance Program for over 2,000 employees, 4,000 retirees (and their dependents).   He has taught classes in Insurance, Risk Management, Business & Economics at both UCONN and Gateway Community College.  Let him bring his breadth of knowledge to work for you.  

Senior Insurance Specialist



Edgar's area of expertise is Insurance & Specialized Property & Casualty. Having run a number of businesses, including Employers Risks & Benefits, Inc., in Avon, CT, and the Stone Insurance Agency, Meriden, CT, he is licensed for Insurance [Life, Health, P&C] in NJ, NY, PA, RI, CT and MA. As a consultant to our office, he is available to offer advice on risk assessment in the business industry.  

425 Main Street, 3rd Floor   Middletown, CT 06547 (860) 852-3610

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